Who holds the title during consignment?

You do. Consignment does not transfer ownership. The dealer markets and sells on your behalf, they do not buy it from you. The title stays in your name until there is a real buyer and real money at closing. If a lender holds your title against a loan, they keep holding it until the payoff clears.

What does consignment cost?

Nothing up front. No listing fee, no monthly fee. The dealer takes a commission from the sale price when it sells. Structures vary. Some dealers charge a flat percentage. Others use a net-to-owner model where you agree on a floor and the dealer keeps anything above it. Both are legitimate. Make sure you know which one you are signing.

What if my RV doesn't sell?

Then you paid no commission, because there was no sale. Watch for other charges though. Some agreements include prep, detail, or advertising fees, and many start charging storage after an initial period of 60 to 90 days. Ask what happens at the end of the term and get the answer in writing.

How long does a consignment agreement run?

One to three months, usually with an option to extend. A shorter first term with a renewal option gives you room to rethink the price if it is not getting attention.

Is my RV insured while it's on consignment?

This is the most overlooked question in the whole process. Your personal RV policy may not cover it while it sits on a dealer lot, and the dealer's garage-keeper coverage may not fully cover it either. Ask both your insurer and the dealer, in writing, before you hand anything over. Do not assume.

Can I still use my RV while it's listed?

Usually no, or only by arrangement. An RV that keeps leaving the lot is not there when a buyer wants to see it. If you need occasional access, raise it before signing, not after.

What if I owe more than it sells for?

The lender has to be paid in full before they release the title, so the shortfall gets covered at closing. Either out of pocket, or in some cases rolled into financing on a replacement. Common for RVs bought at the 2021-2022 price peak. Know the number before you list, not at closing.

When is consignment the wrong choice?

When you need the money this week. A cash offer is faster, just lower. When your RV is worth so little that a commission leaves you nothing. When you like handling a private sale and have the time and a safe place to show it. Consignment earns its commission by removing work and reaching more buyers, not by magic.

How RV Consignment Works

What is RV consignment?

RV consignment is an arrangement where a dealer markets and sells your recreational vehicle on your behalf and takes a commission when it sells. You keep the title until it sells, and you pay nothing up front. No listing fee, no monthly fee. Industry commissions run 10-15%, though terms vary by dealer.

Consignment generally nets more than a trade-in or an instant cash offer, because those are priced closer to wholesale, and less than a private-party sale, because of the commission. What it buys is that the dealer handles the listing, the inquiries, the showings, the negotiation, and the title and lien paperwork.

Here is the whole process, including the parts most consignment pages leave out.

RV consignment at a glance

Upfront cost to the seller: $0
Typical dealer commission: 10-15%
Who holds the title: You do
Typical agreement term: 1-3 months
Paid when: It sells

Source: Published industry ranges; specific terms vary by dealer.

How Consignment Works

Consignment sits between a private sale and a cash offer. You get close to private-party money without running the sale yourself.

1
Tell us about your RV
Year, make, model, condition, and where things stand with the title and any loan. Takes about a minute. No cost, no obligation.
2
Get a realistic market range
A specialist checks what RVs like yours sold for recently. Not a wishful asking price, and not a number a calculator guessed.
3
List nationally and get paid when it sells
If it makes sense, your RV goes on a national dealer network where buyers across the country can find it. You keep the title until it sells. Nothing to pay up front.

What You Keep

Ownership never changes hands until it sells. You are not selling your RV to the dealer at wholesale and hoping they mark it up. You are hiring them to do the work of selling it and paying them out of the proceeds.

You keep

The title, in your name, until it sells
The sale proceeds, minus the agreed commission
Any equity remaining after a loan payoff
The right to decline an offer you don't want to take

The dealer handles

Listing your RV on a national dealer inventory network
Photography, description, and pricing guidance
Every inquiry, showing, and test drive
Negotiation, financing for the buyer, and closing paperwork
Title transfer, lien payoff, and sales tax collection

Check These Before You Sign

Consignment is a good deal for most sellers. It is a bad deal if you sign something you did not read. Confirm these five in writing.

1
The commission structure, stated exactly
Is it a flat percentage of the sale price, or a net-to-owner arrangement where you set a floor and the dealer keeps the overage? Is there a minimum commission regardless of price? Both are common and legitimate. You need to know which one you have and what it costs you at your likely sale price.
2
Every fee that isn't commission
Prep, detailing, advertising, and transport fees may be charged separately. Ask whether you owe any of them if it does not sell.
3
Storage terms and when they start
Many agreements include free storage for 60 to 90 days, then start charging. Know the date and the rate.
4
Insurance coverage, from both sides
Ask your insurer whether your policy covers it on a dealer lot. Ask the dealer what their coverage includes. This is the most skipped question in the process and the most expensive one to get wrong.
5
The term, and what happens at the end of it
How long does the agreement run? Can you pull it early, and does that cost anything? What happens at expiration: does it renew, or does it come back to you?

Consignment terms, fees, and legal requirements vary by dealer and by state. This page is general information, not legal advice. Read your specific agreement and consider having an attorney review it before signing.

Your Buyer Isn’t Local

A good RV sits unsold because the person willing to pay for it never sees it. A yard sign reaches whoever drives past. A classified ad reaches whoever searched your metro that week. Neither one reaches the buyer three states away who has been hunting your exact floorplan for two months.

Your RV goes on one of the largest dealer inventory networks in the country. Buyers in all 50 states can find it, not just whoever drives past a local lot.

Listed where buyers already shop

Your RV goes into a dealer inventory network that buyers search nationwide, alongside the rest of the network's stock.

Nothing out of pocket

No listing fee, no monthly fee, no upfront charge. The commission comes out of the sale. If it never sells, you never paid anything.

You keep the title until it sells

Consignment doesn't transfer ownership. The title stays yours until there is a real buyer and real money. Any loan payoff comes out of the proceeds.

Someone else takes the calls

No tire-kickers. No scam offers. No strangers at your house for a test drive, and no haggling with someone who was never going to buy.

Four Ways to Sell Your RV

Consignment isn’t right for everyone. Here is when it is, and when it isn’t.

Option	Typical price	Speed	Your effort	Best when
Instant cash offer	Lowest	Days	None	You need it gone this week and will trade money for speed.
Dealer trade-in	Low	Days	None	You're buying another RV and your state gives a sales-tax credit on the difference.
Consignment	Near private-party	Weeks to months	Low	You want close to what it's worth without running the sale yourself.
Private party sale	Highest potential	Weeks to months	High	You have the time, the patience, and somewhere safe to show it.

Commission rates, fees, and terms vary by dealer and by state. Confirm the specific terms in writing before signing any consignment agreement. Trade-in sales-tax treatment varies by state and is not tax advice.

Consignment questions, answered straight

Who holds the title during consignment?: You do. Consignment does not transfer ownership. The dealer markets and sells on your behalf, they do not buy it from you. The title stays in your name until there is a real buyer and real money at closing. If a lender holds your title against a loan, they keep holding it until the payoff clears.
What does consignment cost?: Nothing up front. No listing fee, no monthly fee. The dealer takes a commission from the sale price when it sells. Structures vary. Some dealers charge a flat percentage. Others use a net-to-owner model where you agree on a floor and the dealer keeps anything above it. Both are legitimate. Make sure you know which one you are signing.
What if my RV doesn't sell?: Then you paid no commission, because there was no sale. Watch for other charges though. Some agreements include prep, detail, or advertising fees, and many start charging storage after an initial period of 60 to 90 days. Ask what happens at the end of the term and get the answer in writing.
How long does a consignment agreement run?: One to three months, usually with an option to extend. A shorter first term with a renewal option gives you room to rethink the price if it is not getting attention.
Is my RV insured while it's on consignment?: This is the most overlooked question in the whole process. Your personal RV policy may not cover it while it sits on a dealer lot, and the dealer's garage-keeper coverage may not fully cover it either. Ask both your insurer and the dealer, in writing, before you hand anything over. Do not assume.
Can I still use my RV while it's listed?: Usually no, or only by arrangement. An RV that keeps leaving the lot is not there when a buyer wants to see it. If you need occasional access, raise it before signing, not after.
What if I owe more than it sells for?: The lender has to be paid in full before they release the title, so the shortfall gets covered at closing. Either out of pocket, or in some cases rolled into financing on a replacement. Common for RVs bought at the 2021-2022 price peak. Know the number before you list, not at closing.
When is consignment the wrong choice?: When you need the money this week. A cash offer is faster, just lower. When your RV is worth so little that a commission leaves you nothing. When you like handling a private sale and have the time and a safe place to show it. Consignment earns its commission by removing work and reaching more buyers, not by magic.

Who You’re Dealing With

RV Listed is a marketing and referral service. We connect RV owners with a licensed dealer network that handles consignment sales. We do not buy, sell, broker, or take possession of RVs, and we do not charge sellers a fee.

That distinction matters. We are not going to be the ones holding your title, storing your RV, or writing your check. A licensed dealer does that, under an agreement you sign with them. What we do is figure out whether consignment makes sense for you and connect you with the people who handle it.

It also means we have no reason to talk you into it. If a cash offer or a private sale is better for your situation, we would rather tell you that.

See what your RV is worth

Tell us about your RV. A specialist checks what RVs like yours sold for recently and calls you back with a real price range.

(928) 363-7334

Monday-Saturday, 8am-7pm Central

Any value range discussed is an estimate based on comparable sales and market conditions. It is not an appraisal, an offer to purchase, or a guarantee of sale price.